Under 65 Health Coverage     Applying for Medicare     Turning 65      Working past 65     Already on Medicare

If you couldn't tell, we work with many clients on Medicare :)  However, we also work with individuals and families not eligible for Medicare (i.e. Under 65) who need Health insurance and buy it on their own.  

Whether you're self-employed, in between jobs, or your employer doesn't offer coverage -- we're here to help you find a plan that fits your life and your budget.  

We offer guidance, quotes, and coverage comparisons for:

• Affordable Marketplace health plans (including Pennie and Healthcare.gov)
• Short-term health insurance options

We'll guide you through your options now.  And ensure you can confidently transition into Medicare as you approach retirement.  

Call our team today for help.   There's no cost or obligation for our services.  Plus, you get access to our customer support at no cost for when you have questions about using your coverage.

When getting ready to apply for Medicare, the two important concepts to understand are Medicare Eligibility and Medicare Enrollment.

Most people first become eligible for Medicare when they turn 65 (and anyone with a qualifying disability may be eligible before 65).  Some people are automatically enrolled in Medicare, while the majority of people end up having to enroll themselves.  

Here are some additional resources which may be helpful to you as you get ready to apply for Medicare:

• Medicare & You Handbook (official US Government handbook)

No matter your situation, or when you plan to retire, we can help answer your Medicare eligibility and enrollment questions.   There is no cost or obligation for our services.  

 Did you know?  Your Initial Enrollment Period begins 3 months before your 65th birthday -- even if you're still working!  

As you approach your 65th birthday you may have questions about enrolling in Medicare, and how Medicare works with Employer coverage if you plan to keep working.  

Our licensed advisors help you:

• Understand the different Parts of Medicare (Part A, B, C, and D)
• Understand what it's going to Cost
• Know how and when to Enroll
• Understand how Medicare coordinates with Employer Health Coverage
• Get Quotes and Compare various Medicare insurance plan options
• Avoid penalties for late enrollment

You only turn 65 once.  Make sure your coverage starts right -- and fits your life and budget from Day 1. 

As more people choose to work past their 65th birthday, they ask questions like:

• Can I delay enrolling Medicare until I retire?
• How does Medicare work with my existing Employer coverage?
• Are there penalties for missing a Medicare enrollment window?
• How to cover a younger spouse when I stop working and lose Employer coverage?

Give our team a call and in minutes we'll walk you through everything you need to know if you or your spouse plan to work past age 65. 

Don't you want to get the most from the Medicare benefits you are entitled to?

Our qualified and professional team has decades of experience educating and advising Medicare-eligible beneficiaries.  We can help with:

• Plan Reviews, Quotes and Comparison
• Access additional Benefits
• Help paying for Prescriptions
• Special Circumstances (Ex: Changing Health Needs, Moving, etc)
• Cost or Financial Concerns 
• And More...

In addition to helping you throughout the plan evaluation and enrollment process, you gain access to all of our lifelong services at no cost or obligation.