Medicare Covers a Lot -- But Not Everything

Even with a Medicare Advantage or a Medicare Supplement plan, you could still face unexpected out of-pocket costs. 

Common gaps include:

• • Dental, vision, and hearing
  • Long-term care
  • Critical illness
  • Hospital stays
  • Travel coverage

Protecting these areas means protecting your health, savings, and peace of mind. 

Compare Options Based on Your Medicare Plan

If you have a Medicare Advantage plan:

• High Hospital copays?      Consider Hospital Indemnity coverage
• Limited Dental or Vision Provider Networks      Add a stand-alone plan
• Large Out-of-Pocket Maximum (MOOP)     Apply for a lump-sum Cancer plan to pay for medical and non-medical expenses 

If you have a Medicare Supplement (Medigap) plan: 

• Good hospital coverage, but no routine dental/vision/hearing    Add a DVH plan 
• HIgh-deductible Plan G or F?    Consider Critical Illness to offset deductible in major health events

These are just a few of the opportunities to fill the gaps in your Medicare coverage.  

Schedule a 10 minute phone consultation to review your current coverage.  Our specialists will be able to suggest appropriate ways to fill the gaps in your plan, provide quotes, and apply for coverage if desired. 

Filling Gaps in Coverage is Personal - Let's Customize It

 Your health history

 Your risk tolerance

 Your lifestyle (e.g. travel habits)

 Your financial situation

 Your goals for protecting your family

Talk to one of our licensed experts today to tailor a coverage plan for your needs.